Previously Known As : Sbi Magnum Insta Cash Fund - Liquid Floater
Sbi Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 23
Rating
Growth Option 27-01-2026
NAV ₹4284.54(R) +0.06% ₹4342.26(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.62% 6.28% 5.35% 5.05% 5.4%
Direct 5.69% 6.35% 5.42% 5.13% 5.49%
Benchmark
SIP (XIRR) Regular 5.44% 6.05% 5.89% 5.45% 5.33%
Direct 5.5% 6.12% 5.97% 5.53% 5.41%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.28 0.45 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 25641 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
SBI Overnight Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1341.91
0.7500
0.0600%
SBI Overnight Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1347.78
0.7600
0.0600%
SBI Overnight Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1370.18
0.7600
0.0600%
SBI Overnight Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1376.28
0.7700
0.0600%
SBI OVERNIGHT FUND - REGULAR PLAN - GROWTH 4284.54
2.3800
0.0600%
SBI OVERNIGHT FUND - DIRECT PLAN - GROWTH 4342.26
2.4400
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Overnight Fund category, Sbi Overnight Fund is the 16th ranked fund. The category has total 29 funds. The 3 star rating shows an average past performance of the Sbi Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.28 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Sbi Overnight Fund Return Analysis

  • The fund has given a return of 0.41%, 1.32 and 2.68 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Sbi Overnight Fund has given a return of 5.69% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.35% in last three years and ranked 23.0rd out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.42% in last five years and ranked 20th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a return of 5.49% in last ten years and ranked 2nd out of three funds in the category. In the same period the category average return was 5.52%.
  • The fund has given a SIP return of 5.5% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 21st in 34 funds
  • The fund has SIP return of 6.12% in last three years and ranks 22nd in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 5.98%.

Sbi Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 21 | 34 Average
    3M Return % 1.31
    1.31
    		1.22 | 1.36 22 | 34 Average
    6M Return % 2.65
    2.64
    		2.47 | 2.73 17 | 34 Good
    1Y Return % 5.62
    5.60
    		5.25 | 5.79 18 | 34 Good
    3Y Return % 6.28
    6.28
    		5.98 | 6.46 24 | 32 Average
    5Y Return % 5.35
    5.36
    		5.18 | 5.50 18 | 27 Average
    7Y Return % 5.05
    5.06
    		5.01 | 5.11 6 | 9 Good
    10Y Return % 5.40
    5.43
    		5.35 | 5.54 2 | 3 Good
    15Y Return % 6.49
    6.37
    		6.19 | 6.49 1 | 3 Very Good
    1Y SIP Return % 5.44
    5.43
    		5.07 | 5.60 19 | 34 Average
    3Y SIP Return % 6.05
    6.05
    		5.72 | 6.22 20 | 32 Average
    5Y SIP Return % 5.89
    5.90
    		5.69 | 6.06 19 | 27 Average
    7Y SIP Return % 5.45
    5.26
    		5.04 | 5.50 2 | 9 Very Good
    10Y SIP Return % 5.33
    5.28
    		5.13 | 5.37 2 | 3 Good
    15Y SIP Return % 5.78
    5.75
    		5.60 | 5.86 2 | 3 Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 11 | 31 Good
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 13 | 31 Good
    Sharpe Ratio 1.28
    1.71
    		0.48 | 3.84 25 | 31 Poor
    Sterling Ratio 0.61
    0.62
    		0.58 | 0.65 26 | 31 Poor
    Sortino Ratio 0.45
    0.98
    		0.16 | 3.60 26 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.42 0.40 | 0.43 23 | 34 Average
    3M Return % 1.32 1.33 1.27 | 1.37 24 | 34 Average
    6M Return % 2.68 2.68 2.58 | 2.75 21 | 34 Average
    1Y Return % 5.69 5.68 5.45 | 5.82 21 | 34 Average
    3Y Return % 6.35 6.37 6.17 | 6.57 23 | 32 Average
    5Y Return % 5.42 5.44 5.29 | 5.54 20 | 27 Average
    7Y Return % 5.13 5.15 5.11 | 5.19 8 | 9 Average
    10Y Return % 5.49 5.52 5.43 | 5.63 2 | 3 Good
    1Y SIP Return % 5.50 5.50 5.28 | 5.63 21 | 34 Average
    3Y SIP Return % 6.12 6.13 5.94 | 6.25 22 | 32 Average
    5Y SIP Return % 5.97 5.98 5.80 | 6.09 21 | 27 Average
    7Y SIP Return % 5.53 5.34 5.13 | 5.56 4 | 9 Good
    10Y SIP Return % 5.41 5.36 5.23 | 5.44 2 | 3 Good
    Standard Deviation 0.33 0.30 0.15 | 0.33 11 | 31 Good
    Semi Deviation 0.30 0.27 0.12 | 0.31 13 | 31 Good
    Sharpe Ratio 1.28 1.71 0.48 | 3.84 25 | 31 Poor
    Sterling Ratio 0.61 0.62 0.58 | 0.65 26 | 31 Poor
    Sortino Ratio 0.45 0.98 0.16 | 3.60 26 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Overnight Fund NAV Regular Growth Sbi Overnight Fund NAV Direct Growth
    27-01-2026 4284.5378 4342.2603
    23-01-2026 4282.1561 4339.8228
    22-01-2026 4281.5645 4339.2173
    21-01-2026 4280.9538 4338.5924
    20-01-2026 4280.3485 4337.973
    19-01-2026 4279.7502 4337.3608
    16-01-2026 4277.9495 4335.5179
    14-01-2026 4276.7433 4334.2837
    13-01-2026 4276.1357 4333.662
    12-01-2026 4275.5289 4333.041
    09-01-2026 4273.7058 4331.1756
    08-01-2026 4273.0967 4330.5524
    07-01-2026 4272.4771 4329.9185
    06-01-2026 4271.8809 4329.3084
    05-01-2026 4271.289 4328.7025
    02-01-2026 4269.4862 4326.8577
    01-01-2026 4268.8917 4326.2493
    31-12-2025 4268.2771 4325.6205
    30-12-2025 4267.6601 4324.9893
    29-12-2025 4267.0471 4324.3621

    Fund Launch Date: 25/Jul/2005
    Fund Category: Overnight Fund
    Investment Objective: To provide the investors an opportunity to invest in overnight securities maturing on the next business day.
    Fund Description: An open-ended Debt Scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.